Avoiding Holiday-Season Financial Stress
Here are 3 tips on avoiding holiday-season financial stress:
Resist the temptation to give beyond your means. Have an honest conversation with your usual gift recipients about your ability to give this year. The pressure to give big can be overwhelming, and these conversations can be extremele helpful. Plus, this may give you an opportunity to begin a new tradition of giving smaller, more meaningful gifts.
Make a plan. Brainstorming can help you set some guidelines on how much you will spend, and writing those limits down in advance is a good way to hold yourself accountable.
Think thoughtful. Instead of choosing something expensive or outrageous, gift something that will make people smile and shows that you understand them. Writing a nice card, baking a yummy treat, or framing a photo of your happiest memory together are all thoughtful ways to participate in teh gift-giving tradition without breaking the bank.